insurance frequently asked questions
The CAA now requires that insurance is in place when you apply. The insurance must be compliant to EC regulation EC 785/2004. In real terms this means that the absolute minimum requirement is about £1,000,000 public liability. To operate in some environments you might require up to £10,000,000. As a result, it is important that you understand the sector you will be working in and obtain appropriate insurance. You can also insure your drone for damage, which will increase your premiums significantly. Some companies are now providing cover by the day, which could be cost-effective if you are only likely to do 1 or 2 jobs a month.
In terms of your flight assessment, we provide public liability insurance for that, so you don’t need to worry about commercial insurance until you make your application. If you are carrying out non-commercial training flights at a safe location, you may wish to consider recreational drone cover. This is generally fairly cheap. Here are some drone insurance providers to help you get your quotes together.
Commercial drone insurance providers:
Recreational drone insurance providers: